Your data, your context, no hidden fine print.

1. What This App Does

CIBI (Can I Buy It?) helps users evaluate planned purchases, manage budgets, track transactions, and monitor one active savings goal.

The app is for informational purposes only and does not constitute financial advice.

2. Information We Collect

Depending on how you use the app, we may collect the following categories of data:

• Account information, including email address and authentication identifiers when you create an account or sign in with providers like Google or Apple.
• Financial information you provide, including income, budgets, one active savings goal, recurring expenses, categories, transaction amounts, transaction notes, and purchase decisions.
• Device and diagnostics information, including crash logs, technical diagnostics, and performance information if analytics or crash-reporting tools are enabled.
• Support communications, including messages and contact details you send when requesting help.

3. Demo Mode

If you use the in-app demo mode, the app may store sample or locally created demo data on your device to let you explore the product without creating an account.

Demo mode is intended for product evaluation only.

4. How We Use Information

We use information to:

• provide the budgeting and purchase-decision features
• authenticate users and maintain sessions
• sync account data across devices, if applicable
• improve app stability and performance
• respond to support requests
• comply with legal obligations

5. How Data Is Stored

The current version of the app uses Supabase-hosted backend services for authenticated account data and secure transport over HTTPS/TLS.

The app may also store some information locally on the device, including session state and demo-mode data, using device storage.

6. Third-Party Services

The app may use third-party service providers, including:

• Supabase for authentication and hosted database services
• Apple Sign In and Google Sign In for authentication
• Expo services and related mobile infrastructure
• Optional analytics, subscription, or crash-reporting tools if enabled in a given build

7. How We Share Information

We do not sell personal information.

We may share information only in the following limited situations:

• with service providers that help us operate the app
• when required by law, court order, or regulatory request
• to protect our legal rights, users, or systems
• during a merger, acquisition, or asset sale, if applicable

8. Data Retention

We keep personal and financial data only as long as needed to operate the service, comply with legal obligations, resolve disputes, and enforce agreements.

Demo-mode data stored locally may remain on the device until the app is deleted or local storage is cleared.

9. Your Rights

Depending on your location, you may have rights to:

• access your personal data
• request correction of inaccurate data
• request deletion of your data
• request export of your data
• withdraw consent where processing is based on consent

10. Children

The app is not intended for children under 13, and we do not knowingly collect personal information from children under 13.

11. Security

We use reasonable administrative, technical, and organizational safeguards to protect data. However, no method of transmission or storage is completely secure.

12. International Transfers

If you use the app outside the country where our systems are operated, your information may be processed in other countries where privacy laws may differ.

13. Changes To This Policy

We may update this Privacy Policy from time to time. If we make material changes, we will revise the date above and, where appropriate, provide additional notice.

14. Contact

For privacy questions or requests, contact:

• Company: CIBI
• Email: privacy@getcibi.com
• Support URL: https://getcibi.com/support
• Website: https://getcibi.com