Live free beta - no card required
Stop guessing at checkout. See what a purchase does to your budget and savings goal before you spend.
Check a purchase
CIBI checks the item, Need or Want, your bucket, and your savings goal before the verdict.
Item context
Jacket before checkout
Price check · Clothing
Fits today, but leaves $40 in wants this month.
Savings impact
Emergency fund
No savings hit yet.
Live beta
open now
No card
cannot be charged
No bank login
manual setup first
Verdict first
CIBI compresses the checkout decision into the thing that matters: whether this purchase fits your plan right now.
How it works
No hidden bank connection or vague AI promise. The beta starts with numbers you choose to enter and ends with a specific purchase verdict.
Enter your fixed paycheck, 50/30/20 split, and the goal you refuse to delay.
$260.00
of $900.00 saved so far
Savings lane
$640.00
Target
29%
50/30/20 monthly split
Emergency fund, car fund, debt payoff
Enter a price or paste a link, then confirm whether it is a Need or Want.
Manual backup
Usually Want for youItem
Price
Clothing sale, takeout, tech ad, subscription trial
Get Safe, Careful, or Over with dollars left and the savings consequence.
$40
left in wants after this
The jacket fits today, but your wants bucket is almost used. Savings stay on track.
Wants spent
$780
Wants budget
$820
A buy/no-buy answer, not an end-of-month recap
Questions
Join the live beta without sharing financial credentials or accepting a paid plan.
You get access to the current beta and may receive product emails about setup, feedback, and improvements.
No. CIBI works from your salary, goals, manual entries, and optional statement imports. No bank login or live account connection in v1.
To give a verdict, CIBI needs the item, price, Need or Want category, plus budget and goal numbers you choose to enter. Your card and bank credentials are not required.
The beta is intentionally low-commitment: free access, no card, no bank login, and a clear privacy policy before you join.
Free access is live. Start with email only: no card, no bank login, and no automatic charge.
No card or bank login
Built by Omar Trkzi. omartrkzi.com
Access
Live beta
Join now and use the current version while it is being improved.
Setup
No bank login
Start with your salary, goals, and the purchases you choose to check.
Access
Live beta access
Join now and test CIBI on real buy/no-buy moments while the product is still being shaped.
Privacy
No card or bank login
Start with an email. CIBI does not ask for card details, bank credentials, or live account access.
Influence
Your feedback matters
Beta members help sharpen the verdicts, language, and setup before the public release.